Group Benefits

From initial contact through booklet delivery, we thrive on working collaboratively with business owners. We want to know your priorities in terms of plan design, your budget and your employee’s needs.

Life Insurance

Life Insurance can help aid a future financial burden for your loved ones, and should serve as a building block for your financial plans. As licensed insurance brokers, we have access to wide ranging solutions. We work with clients to design strategies that best suit them.

Mortgage Insurance

You’ve just purchased a home. There is paperwork everywhere. Most do not understand that mortgage insurance sold by lending institutions differs from traditional Life Insurance. Coverage amounts, application processes, underwriting and claims are all handled differently.

Business Insurance

One can face many challenges with the operation of a business – from managing day to day tasks to achieving long term success. If you or a key person expires, these challenges may include ensuring your business continues to generate income to cover operations, taxes and debt financing that your beneficiaries are left to deal with.

Critical Illness

What would your family do if you became seriously ill and were unable to work? These circumstances would be stressful for anyone; the last thing you want to deal with is financial strain at the same time.

Disability Insurance

If you become disabled, your ability to earn income may be compromised, and your ability to pay bills or save for retirement may decline. The peace of mind that income protection can provide is available for professionals, business owners, business executives, and full-time, part-time or home-based workers.

Self Insured Plans

Administrative Services Only saves your company money, gives you more control over your benefit plan and stabilizes your annual costs. You will no longer be saddled with inconsistent renewal increases. With ASO, you make the rules. You control your options, risks, and costs.

Group Retirement Planning

From money accumulation plans to locked-in retirement accounts, taking the time to set up a retirement plan has both long-term and immediate rewards. These plans have many benefits including low cost, immediate tax refunds, deductions at the source, and access to a full range of investment options.

Private Health Services Plans

Private Health Services Plans help self-employed individuals with employees and
incorporated companies by paying their health and dental expenses in a tax-effective and cost-efficient manner.

Travel Insurance

For millions of Canadians comprehensive emergency travel coverage has become an essential part of their holiday plans.While travelling outside your own province, some medical and paramedical expenses may only be partially covered by your provincial health insurance program.